Last Updated: July 2026
Welcome to Hopelife Dofor Tech. These Terms and Conditions govern your use of our website (https://hopy.shop/), software applications (including but not limited to XycalLoan), and associated services (collectively, the "Services"). By accessing or utilizing our Services, you agree to be bound by these terms.
By downloading, installing, or accessing any application or service provided by Hopelife Dofor Tech, you agree to adhere strictly to these Terms and Conditions. If you disagree with any part of these terms, you must immediately cease use of our Services and uninstall our applications from your devices.
Our mobile applications are distributed via the Google Play Store and adhere to all Google Play Developer Program Policies. By using our apps, you also agree to comply with Google's Terms of Service. Any violation of platform rules, including reverse engineering our applications, attempting to bypass security infrastructure, or engaging in malicious activity, will result in immediate termination of your license to use the app.
We grant you a personal, non-exclusive, non-transferable, and revocable license to use our Services for personal or internal business purposes, strictly in accordance with these Terms.
Certain applications (such as our financial calculators) operate entirely locally. We do not sync, harvest, or claim ownership over data you input into offline applications. You are solely responsible for the backup and security of data stored locally on your device.
All content, branding, UI designs, codebases, and trademarks (including "Hopelife Dofor Tech", "HDT", and our SVG logos) are the exclusive intellectual property of Hopelife Dofor Tech. Unauthorized reproduction is strictly prohibited and protected by international copyright laws.
To the maximum extent permitted by law, Hopelife Dofor Tech shall not be liable for any indirect, incidental, special, or consequential damages resulting from the use or inability to use our Services. Our applications (especially financial tools like XycalLoan) provide estimates and computations strictly for informational purposes. They do not constitute official financial, legal, or professional advice.
Your use of our Services is also governed by our Privacy Policy, which details how we handle permissions, device data, and third-party integrations (such as AdMob). Please review our Privacy Policy to understand your rights.
If you have any questions, concerns, or require clarification regarding these Terms and Conditions, please contact our legal and support team.